It’s that time of the year again, a favorite time for any US expatriate — the time to ensure you’ve filed the absurd TD F 90-22.1 Report Of Foreign Bank And Financial Accounts form. It’s a huge waste of time, but one expats are forced to endure or face a fine of up to $500,000 and five years in prison. In addition, it’s a form technically impossible to fill out, as I’ll explain and have explained in the past to my US congressional representatives. Net neutrality? That Senator Dianne Feinstein cares to give me a reply about. But an issue that impacts plenty of Americans she represents, this stupid form? Apparently not worth the time for a response. More on that below, along with my easy advice for dealing with this dumb form, for other American expats who are sick of it.

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